Get Super Visa Insurance In Canada
Are you applying for a Super Visa? Then you need a Super Visa Insurance.
What is a SuperVisa?
Every discussion regarding Super Visa Insurance starts with Super Visa- what is it, and why do you need it?
The Canadian government has issued a special visa for the parents and grandparents of Canadian citizens and permanent residents of Canada.
A Super Visa allows you to stay in Canada for five years for each entry, for a total of 10 years. There is also an extension of two years available.
What is Super Visa Insurance?
Super Visa Insurance is travel medical insurance that covers the medical expenses and other health-related expenses of people in Canada who are on a Super Visa. This insurance has been introduced to ease the visa holders’ burden on health services in Canada and also on their families.
So, everyone who is eligible for a Super Visa should apply for this travel medical insurance.
Who Needs Super Visa Insurance?
Every parent or grandparents of Canadian citizens or permanent residents who are applying for a Super Visa MUST apply for a Super Visa Insurance. Unlike other countries who have made travel and medical insurance an option, the Canadian government has stipulated that a Super Visa Insurance is mandatory for Super Visa applicants.
What Does Super Visa Insurance Cover?
A Super Visa Insurance covers multiple medical and related expenses, which are mentioned here:
- Emergency medical treatment due to illness or injury
- Emergency dental services
- Expenses on required medical equipment, including wheelchairs, crutches, braces, etc.
- Air, ground, or sea ambulance services
- Prescription medications
- X-ray and other procedures
- Follow-up medical appointments
For the best Super Visa Insurance in Canada, you can always consult us.
Are Pre-Existing Medical Conditions Covered Under Super Visa Insurance?
Different insurance companies have different criteria for including pre-existing conditions.
- If you are 60 and are taking medications for a health problem, such as heart problem, high blood pressure, lung disease, diabetes, etc., then it is called a pre-existing condition. The condition shall be automatically covered under the insurance if you have been stable for the last 180 days before the commencement of the policy.
- For people 60 to 85 years of age, you can buy a Stable Chronic Condition Option to cover pre-existing health conditions.
- For people above 85 years of age, pre-existing conditions are not covered by insurance.
How Does Super Visa Insurance Work?
It works just like other insurance policies. It is an assurance by policyholders to the Canadian government that lest they fall sick, get into an accident or other unfortunate events, they will have enough coverage to cover their medical costs, which, as stated above, includes medical bills, hospitalization cover, ambulance charges, physiotherapy, dental care, etc.
The minimum amount for a Super Visa Insurance is CAD 100000, sufficient to cover your medical costs.
What are Super Visa Insurance Requirements?
The basic parent super visa insurance requirements are:
- You must have at least CAD 100,000 in coverage.
- The policy must be active for at least one year from the date of arrival of the visa holder.
- It should be active and ready for examination by the immigration officer during each entry of the visa holder in Canada.
- It must have been bought from a Canadian insurance company.
- It should cover essential medical expenses, such as hospitalization, other medical care, repatriation, etc.
Medical insurance for a super visa is easy to obtain when you meet all the requirements.
Let us take care of it, as we can help you understand the terms and choose the right insurance policy.
How Much Does Super Visa Insurance Cost?
Like every other medical insurance policy, the super visa insurance insurance cost depends on factors such as the applicant’s age, health status, health history, period of insurance, deductible, coverage amount, etc.
It costs between $100 and $200 per month on average, but the amount may vary.
Super Visa Insurance Monthly Payment Plan
For new applicants of Super Visa Insurance, you can now avail yourself of the option of paying the premium monthly. As per the latest updates by IRCC, the entire premium payment need not be made at the time of purchase of insurance now. You can pay it in monthly installments. Only a few insurance companies are offering this option presently, but more companies are expected to launch the monthly premium payment system soon.
The only condition is that the premium must be paid in full when the visa holder arrives in Canada.
Also, you need not be a Super Visa applicant to apply for insurance. You can buy it for your parents, grandparents, or relatives.
Frequently Asked Questions
You need coverage worth CAD 100000.
Super Visa Insurance is not just medical insurance for Super Visa; it is a critical requirement for obtaining a Super Visa. So, you need it in any case.
No. Your Super Visa Insurance must be valid for at least one year.
Yes, buying medical insurance for a Super Visa from a Canadian insurance company is mandatory.
Your Super Visa application shall be rejected.
How to get a Super Visa?
Whether you are applying for a Super Visa yourself or applying for your parents or grandparents, the requirement is to meet the eligibility criteria, which is as follows:
They should be the parent or grandparent of a Canadian citizen or permanent resident.
They should have travel medical insurance with coverage worth CAD 100000, bought from a Canadian insurance company.
They should undergo a medical examination.
Get Insured with Safe Insure
Choosing the right insurance agent is crucial to secure your family’s health. At Safe Insure, we believe in providing quality service to all our clients. Be it Super Visa Insurance, Term Life Insurance, or other insurance, we are here for you.
We provide our services in Langley, Vancouver, Surrey, North Vancouver, West Vancouver, and Abbotsford. Give us a call to discuss your insurance needs!
Get a Free Quote Now!
Buying Super Visa Insurance is made easy with Safe Insure. Connect with a consultant today, and let us help you secure your family’s health in Canada.
